What The FinTech by Medhy Souidi

The Future of Cross-Border Payments: Insights, Innovations, and Predictions In this episode of What The Fintech X Money20/20, we explore one of the most critical topics shaping the financial world: cross-border payments in Asia. Hosted by Medhy Souidi, this episode features an expert panel of thought leaders, including: Ian Fong, Director of Content for Asia at Money20/20.Michele Fung, General Manager at LianLian Global.David G.W. Birch, an internationally recognized author, advisor, and commentator on digital financial services, digital identity, and digital money. This dynamic discussion unpacks the current state of cross-border payments, explores emerging technologies, and provides forward-looking predictions for the future. From the rise of real-time payment systems like UPI, PromptPay, and PayNow to the game-changing potential of cryptocurrencies and stablecoins, the episode covers: The most promising innovations reshaping cross-border payments in Asia.How real-time payment systems are overcoming challenges to link domestic networks across borders.The role of fintechs, APIs, and industry collaborations in enhancing transparency, affordability, and user experience.The impact of regulatory challenges on fintech innovations and crypto adoption in the cross-border space. Our panelists also dive into the big picture, offering bold predictions for the next 2, 5, and 10 years. Will a unified payment ecosystem emerge, or will diverse systems continue to cater to regional needs? Whether you’re a fintech enthusiast, SME owner, or payments professional, this episode is packed with actionable insights and forward-looking perspectives on the future of payments, innovation, and collaboration in Asia and beyond. Don’t miss this thought-provoking conversation with leaders shaping the future of finance!

Welcome to another compelling episode of "What The FinTech"! This time, we have a special guest, Germaine Tan, the VP of Cyber Risk Management at Darktrace, the world leader in AI-powered cybersecurity solutions. 🛡️💻 In this episode, we delve into: 🌐 The Evolving Threat Landscape: Discover how the cybersecurity landscape is rapidly changing and the new threats emerging in the digital age. 🤖 AI-Driven Defense: Learn about Darktrace's groundbreaking approach to using artificial intelligence for proactive threat detection and response. 🔐 Unique Cybersecurity Strategies: Germaine shares the innovative strategies that set Darktrace apart and how they stay ahead of cyber threats. 📊 Key Insights and Challenges: Gain valuable insights into the most pressing cybersecurity challenges organizations face today and how to address them. 🧠 Role of AI and Machine Learning: Explore the crucial role of AI and machine learning in enhancing the efficiency and effectiveness of cybersecurity measures. 💼 Practical Advice for Businesses: Get practical tips and advice on how businesses can bolster their cybersecurity posture and stay resilient against emerging threats. Germaine's deep expertise and Darktrace's cutting-edge technology offer a treasure trove of knowledge and strategies to help businesses navigate the complexities of cybersecurity in the digital age. This episode is packed with actionable takeaways for the fintech and cybersecurity communities. Don't miss this insightful and engaging episode! Listen now on Spotify and watch on YouTube! 🎧📺 🎙️ Interviewee: Germaine Tan, VP of Cyber Risk Management at Darktrace, 🎙️ Host: Medhy Souidi

Welcome to an exciting episode of What The FinTech! This time, we have the legendary visionary in the Web3 and gaming industry, Yat Siu, Co-Founder and Executive Chairman of Animoca Brands. 🌐🔗 Animoca Brands is a global leader in blockchain and gaming, with a mission to provide property rights for virtual assets. Since 2018, Yat has been a staunch advocate for the use of blockchain and NFTs in the gaming industry. His numerous accolades include Global Leader of Tomorrow at the World Economic Forum, Young Entrepreneur of the Year at the DHL/SCMP Awards, and recognition as one of Cointelegraph's top 100 notable people in blockchain. In this episode, we dive deep into: - The current state of Web3 and DeFi in Asia compared to the West, and what this contrast means for the future of these technologies in Asia. - Navigating the regulatory landscape for financial institutions to innovate while ensuring compliance. 📜🏦 - The significant challenges and opportunities for DeFi platforms in scalability, interoperability, and user adoption. 🚀💡 - Strategies to build trust and ensure security within the DeFi space. 🔒🛡️ - The impact of AI and machine learning in enhancing DeFi efficiency, security, and user experience. 🤖📊 Yat Siu shares his profound insights and visionary thoughts on the evolution of these groundbreaking technologies. Don't miss this episode packed with valuable strategies and key takeaways for the fintech community. Listen now on Spotify and watch on YouTube! 🎧📺 🎙️ Interviewee: Yat Siu, Co-Founder and Executive Chairman of Animoca Brands. 🎙️ Host: Medhy Souidi — NEWSLETTER — 🎯✉️ Sign up for my weekly newsletter: LinkedIn: https://www.linkedin.com/newsletters/what-the-fintech-6672825335119273985 Substack: https://whatthefintech.substack.com/ — PODCAST — 🎙 Check out the What The FinTech Podcast. Spotify: https://open.spotify.com/show/0fuxIArLnJN08cpJAc2bML?si=a2f32fa64ee14543 Apple Podcast: https://podcasts.apple.com/us/podcast/what-the-fintech-by-medhy-souidi/id1624878971 Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85ODU3ODQ5MC9wb2RjYXN0L3Jzcw — CONNECT — 🎯 LinkedIn: https://www.linkedin.com/in/medhysouidi/ Twitter: @medhy_souidi — WATCH — Youtube: https://www.youtube.com/c/WhatTheFinTech Twitch: https://www.twitch.tv/medhy_s — SOCIAL MEDIA — Telegram: https://t.me/WTFintech Instagram: https://www.instagram.com/wtf_fintech/ Facebook: https://www.facebook.com/wtfintech Main Site: www.wtf-fintech.com WTF Linkedin Page: https://www.linkedin.com/company/wtf-fintech/ WTF Twitter Page: @wtf_fintech #FinTech #Innovation #Podcast #wtf #wtf_fintech #whatthefintech #medhysouidi #medhy #souidi

🚨 **Apologies for the issue with the sound, please jump directly to 1 min.** 🚨 🌟 Dive into a riveting episode of "What The FinTech," captured live amidst the electrifying atmosphere of Money2020 Asia in Bangkok! This session features the dynamic Stefanie Koh, Vice President - Payments, from TerraPay, who is redefining the boundaries of global payments. 🚀🌐 Join us as Stefanie unfolds her compelling journey from the high towers of traditional finance to spearheading innovation at TerraPay. Learn about her pivotal transitions across major financial institutions and her current role in catapulting TerraPay to the forefront of the fintech revolution. 🌍💡 Key Insights: - Uncover the strategic maneuvers and technological innovations that enable TerraPay to transform the global payments landscape, making financial inclusivity more attainable than ever. - Delve into the challenges of navigating complex regulatory environments and how TerraPay maintains agility and compliance on a global scale. - Discover emerging trends in fintech, including blockchain and smart contracts, that are setting the stage for a new era of financial operations and security. 🤖🌟 Actionable Takeaways: - Evaluate how your enterprise can leverage fintech solutions like those offered by TerraPay to enhance operational efficiencies and open new market opportunities. - Stay proactive about global regulatory trends that could influence your business landscape and strategize accordingly. - Consider the potential of blockchain technologies to revolutionize aspects of your business from transaction transparency to contract execution. 📊🔍 Why Listen? This isn't just another fintech talk; it's a masterclass in navigating change and seizing opportunities in a rapidly evolving financial ecosystem. Whether you're deeply embedded in the finance sector, intrigued by the potentials of fintech, or looking to understand the future of money movement, Stefanie's insights provide a roadmap to innovation and success in the digital age. Tune in for a blend of professional wisdom, transformative strategies, and forward-thinking ideas. 🌐🎧 🎙️ Interviewee: Stefanie Koh, Vice President - Payments, TerraPay 🎙️ Host: Medhy Souidi — NEWSLETTER — 🎯✉️ Sign up for my weekly newsletter: LinkedIn: https://www.linkedin.com/newsletters/what-the-fintech-6672825335119273985 Substack: https://whatthefintech.substack.com/ — PODCAST — 🎙 Check out the What The FinTech Podcast. Spotify: https://open.spotify.com/show/0fuxIArLnJN08cpJAc2bML?si=a2f32fa64ee14543 Apple Podcast: https://podcasts.apple.com/us/podcast/what-the-fintech-by-medhy-souidi/id1624878971 Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85ODU3ODQ5MC9wb2RjYXN0L3Jzcw — CONNECT — 🎯 LinkedIn: https://www.linkedin.com/in/medhysouidi/ Twitter: @medhy_souidi — WATCH — Youtube: https://www.youtube.com/c/WhatTheFinTech Twitch: https://www.twitch.tv/medhy_s — SOCIAL MEDIA — Telegram: https://t.me/WTFintech Instagram: https://www.instagram.com/wtf_fintech/ Facebook: https://www.facebook.com/wtfintech Main Site: www.wtf-fintech.com WTF Linkedin Page: https://www.linkedin.com/company/wtf-fintech/ WTF Twitter Page: @wtf_fintech #FinTech #Innovation #Podcast #wtf #wtf_fintech #whatthefintech #medhysouidi #medhy #souidi

️ Dive into an enlightening episode of "What The FinTech," captured live from the energetic Money2020 Asia conference in Bangkok! Join us as we host Angie Ong from Partior, a leader driving legal and regulatory strategies in the FinTech arena. In this engaging discussion, Angie unveils how Partior is influencing financial market infrastructures with blockchain technology. Learn how Partior is navigating the complex tapestry of international regulations to deliver seamless, secure, and efficient financial transactions. Key Takeaways: Discover the transformative role of blockchain in reshaping global financial infrastructures and the strategic implementation of a unified ledger system. Delve into the nuances of regulatory compliance across various markets and the proactive approach adopted by Partior to foster innovation while aligning with international financial regulations. ️ Uncover emerging trends in FinTech, including the game-changing potential of smart contracts and decentralized finance (DeFi), set to redefine the traditional financial landscape. Action Items: Evaluate how your enterprise can leverage blockchain technology to enhance efficiency and transparency. Assess your organization’s regulatory strategies in global markets and consider establishing or strengthening compliance frameworks. Keep abreast of the latest developments in FinTech to identify new opportunities for investment and innovation. This episode is a must-listen for anyone involved in the FinTech ecosystem, from startup enthusiasts and financial professionals to tech aficionados. Gain valuable insights and actionable knowledge from Angie Ong, a Fintech leader who is not only participating in but actively shaping the evolution of financial technology.

🚀 In this captivating episode of "What The FinTech," we're excited to welcome Kelvin Tang, CEO and Co-Founder of PONS.ai, a pioneer in the fusion of generative AI with personalized gifting. 🌐 Journey to Innovation: Kelvin shares his journey in co-founding PONS.ai, offering insights into the company's inception and its path to innovation in the AI space. 🎁 AI-Powered Personalization: Discover how Pons.AI leverages generative AI to revolutionize the gifting industry, creating unique, AI-generated greeting cards that blend creativity with technology. 💡 Impacting Businesses and Consumers: Learn about Pons.AI's strategies in elevating gift card sales for businesses and how they will make a significant impact in the market, especially during holiday seasons. Link to ProductHunt: https://www.producthunt.com/posts/pons-ai 🤖 Challenges in Tech and Creativity: Kelvin discusses the challenges and triumphs in integrating AI with ArtTech and e-commerce, and the influence of partnerships on product development. 🌍 Global Recognition and Future Ventures: Pons.AI’s achievements, including recognitions from NVIDIA and Startup Grind Global, and how global events like CES and Web Summit have showcased their capabilities. Delving into the future, Kelvin shares PONS.ai's upcoming initiatives, particularly in supporting the creator economy and fostering artist-brand collaborations. 🔮 The Future of Generative AI in Gifting: Kelvin provides his vision on the next big steps for PONS.ai and the future impact of generative AI technology on consumer habits and the gifting industry. 🎧 Join us for an inspiring discussion with Kelvin Tang as we explore how Pons.AI is crafting a more meaningful world through the power of AI and creativity. #WhatTheFinTech #PonsAI #AIGifting #Innovation #TechCreativity #AI 🎙️ Interviewee: Kelvin Tang 🎙️ Host: Medhy Souidi

🚀 Dive into the latest episode of "What The FinTech," where we're joined by Matthew Lee, CEO and Founder of Fill Easy. This episode is a deep dive into the innovative world of digital identity and authentication. 🌐 Fill Easy's Mission and Impact: Discover how Fill Easy is reshaping internet authentication and simplifying the use of government digital identities. Matthew explains the seamless integration of services like iAM Smart in Hong Kong and Singpass in Singapore, reducing the time and cost for organizations. Learn about Fill Easy’s dedication to making digital interactions faster and safer, enhancing access to online finance, healthcare, and government services globally. 🔒 Innovations in Digital Identity: Fill Easy’s easy-to-use standardized APIs enable businesses of all sizes to verify customers online efficiently. Comprehensive end-to-end support offered by Fill Easy in licensing, app development, and cybersecurity. Insights into how Fill Easy is building key infrastructure for an interconnected digital world. 📈 Empowering Organizations: How Fill Easy bridges the gap for organizations to access valuable government data. The role of Fill Easy in reducing regulatory burdens through automated cloud platforms and ready-to-use APKs. 💡 Looking Forward: Matthew shares his vision for Fill Easy’s future in driving societal progress and informed decision-making through accessible government data. Discussion on the potential of digital identities to revolutionize online interactions and the scope of their application in various sectors. 🎧 Tune in for an insightful journey into the future of internet authentication with Matthew Lee, and see how Fill Easy is making digital identity easier and more secure for everyone. #WhatTheFinTech #DigitalIdentity #FillEasy #InternetAuthentication #TechInnovation #DigitalTransformation

In this insightful episode of "What The FinTech," we're joined by Emma Kisby, CEO EMEA of Cogo, a trailblazing company at the forefront of carbon footprint management. As the world gears up for COP28 and intensifies its focus on climate change, our conversation with Emma couldn't be more timely.    Understanding Cogo's Mission: Emma shares her journey leading to the helm of Cogo and the company's mission to tackle climate impact through innovative fintech solutions. We delve into how Cogo leverages data and behavioral science to offer unique sustainability solutions, standing out as a purpose-driven business in today's eco-conscious market.  In-Depth Exploration: Discover Cogo's unique approach to helping businesses and individuals understand, reduce, and offset their environmental footprint. Learn about Cogo's use of behavioral science to inspire significant shifts in both corporate and consumer habits towards sustainability.  Building Partnerships for Wider Impact: Emma discusses how Cogo selects its business partners to amplify its mission and the challenges faced in scaling such a mission-driven platform across Europe.  Driving Consumer Engagement: Uncover the strategies Cogo employs to maintain consumer engagement on the sustainability journey, including impactful success stories from both businesses and individuals.  Looking to the Future: Emma provides insights into the critical role Cogo plans to play in the next decade of climate action and teases upcoming features and initiatives. She also shares her personal experiences, the fulfillment she finds in leading a purpose-driven team, and advice for aspiring entrepreneurs in the impact-driven space. ️ Final Thoughts: Learn how businesses or individuals can get involved with Cogo and the collective action against the climate crisis. As we conclude, Emma leaves us with additional thoughts and insights for our audience. This episode with Emma Kisby is not just a discussion; it's a call to action for all of us to become more conscious of our environmental footprint and the available tools to manage it.    Tune in now and join us in this important conversation on sustainability and fintech innovation.   #WhatTheFinTech #Cogo #Sustainability #ClimateAction #FintechInnovation #CarbonFootprintManagement

Welcome to the latest episode of our podcast, where we delve into the cutting-edge world of digital asset security and management with Amy Zhang, Vice President of Sales at Fireblocks. 🌐🔒 Fireblocks is renowned for its robust platform that revolutionizes how enterprises move, store, and issue digital assets. In this episode, Amy Zhang takes us behind the scenes of Fireblocks' innovative solutions, addressing key challenges and opportunities in the digital asset space. 🚀 Key discussion points include: An in-depth look at Fireblocks and the pivotal issues it resolves in the realm of digital assets.The cornerstone of Fireblocks: ensuring paramount security for digital transactions and storage. 🔐A step-by-step journey through a typical transaction on the Fireblocks platform.Overcoming hurdles in creating a secure and scalable infrastructure for digital assets.Navigating the complex landscape of cryptocurrency regulations and staying compliant. 📜The intricate approach to insurance in the digital assets domain.Fostering interoperability within the blockchain and crypto ecosystems. 🔗Fireblocks’ role in the burgeoning world of DeFi and ensuring protocol compatibility. 💹How Fireblocks is unlocking institutional access to crypto staking and farming.Tackling the inherent volatility and risks in digital asset markets.Bridging the gap: Integrating Fireblocks with traditional financial services for digital asset offerings. 🏦Success stories highlighting Fireblocks’ transformative impact on client operations.A sneak peek into the upcoming features and services from Fireblocks. 🌟Exploring the potential of NFTs and asset tokenization, and Fireblocks’ role in this evolving landscape.And a visionary outlook on the future of digital asset security and management, and Fireblocks' strategic contributions. Join us for this insightful and forward-looking discussion with Amy Zhang and discover how Fireblocks is shaping a more secure and efficient digital asset ecosystem. 🎧 Tune in now and immerse yourself in the world of digital asset security innovations! #Fireblocks #DigitalAssets #Blockchain #CryptoSecurity #FinTech #DigitalFinance #Innovation #Podcast — NEWSLETTER — 🎯✉️ Sign up for my weekly newsletter: LinkedIn: https://www.linkedin.com/newsletters/what-the-fintech-6672825335119273985 Substack: https://whatthefintech.substack.com/ —PODCAST — 🎙 Check out the What The FinTech Podcast. Spotify: https://open.spotify.com/show/0fuxIArLnJN08cpJAc2bML?si=a2f32fa64ee14543 Apple Podcast: https://podcasts.apple.com/us/podcast/what-the-fintech-by-medhy-souidi/id1624878971 Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85ODU3ODQ5MC9wb2RjYXN0L3Jzcw — CONNECT — 🎯 LinkedIn: https://www.linkedin.com/in/medhysouidi/ Twitter: @medhy_souidi — WATCH — Youtube: https://www.youtube.com/c/WhatTheFinTech Twitch: https://www.twitch.tv/medhy_s — SOCIAL MEDIA — Telegram: https://t.me/WTFintech Instagram: https://www.instagram.com/wtf_fintech/ Facebook: https://www.facebook.com/wtfintech Main Site: www.wtf-fintech.com WTF Linkedin Page: https://www.linkedin.com/company/wtf-fintech/ WTF Twitter Page: @wtf_fintech #FinTech #Innovation #Podcast #wtf #wtf_fintech #whatthefintech #medhysouidi #medhy #souidi

Welcome to a new episode of What the FinTech 🎧 This time, we're venturing into the realm of innovative financing with Shan Han, one of the co-founders behind Zetl. 🚀 Zetl stands as a beacon in the Asia-Pacific financial landscape, renowned for pioneering asset-light business financing. It's not just about loans; it's about empowering the new wave of service-based businesses, easing their path to operational and growth-related financial stability. 💡🌟 Shan brings to the table a personal narrative that many entrepreneurs will resonate with - the daunting challenge of navigating cash flow in the modern business world. 🌊🏦 His journey from draining personal accounts to bridging payment gaps is a story of resilience and foresight. In our conversation, we delve into: - The inception story of Zetl and the gap it fills in today's market. 🌱 - How Zetl's unique financial solutions offer a lifeline to businesses grappling with payroll, working capital, and growth financing. 💼💰 - Shan's personal journey and the pivotal experiences that shaped Zetl's philosophy and approach. 🛤️💭 - A look into the challenges of asset-light business financing and how Zetl tailors its services to meet these needs. 🤔🔧 - Insights into the future vision for Zetl, aiming to transform the financial experiences of business owners across Asia-Pacific. 🔮🌏 This episode isn't just about numbers; it's about the human experience behind business financing and the drive to revolutionize an industry for the better. 🎧 Tune in to uncover the world of financial innovation with Shan Han, and get inspired to think differently about business financing! #WhatTheFinTech #Zetl #InnovativeFinancing #BusinessGrowth #Entrepreneurship #FinancialSolutions #AsiaPacificBusiness 🎙️ Interviewee: Shan Han 🎙️ Host: Medhy Souidi ——————————— NEWSLETTER ——————————— 🎯✉️ Sign up for my weekly newsletter: LinkedIn: https://www.linkedin.com/newsletters/what-the-fintech-6672825335119273985 Substack: https://whatthefintech.substack.com/ ——————————— PODCAST ——————————— 🎙 Check out the What The FinTech Podcast. Spotify: https://open.spotify.com/show/0fuxIArLnJN08cpJAc2bML?si=a2f32fa64ee14543 Apple Podcast: https://podcasts.apple.com/us/podcast/what-the-fintech-by-medhy-souidi/id1624878971 Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85ODU3ODQ5MC9wb2RjYXN0L3Jzcw ——————————— CONNECT ——————————— 🎯 LinkedIn: https://www.linkedin.com/in/medhysouidi/ Twitter: @medhy_souidi ——————————— WATCH ——————————— Youtube: https://www.youtube.com/c/WhatTheFinTech Twitch: https://www.twitch.tv/medhy_s ——————————— SOCIAL MEDIA ——————————— Telegram: https://t.me/WTFintech Instagram: https://www.instagram.com/wtf_fintech/ Facebook: https://www.facebook.com/wtfintech Main Site: www.wtf-fintech.com WTF Linkedin Page: https://www.linkedin.com/company/wtf-fintech/ WTF Twitter Page: @wtf_fintech #FinTech #Innovation #Podcast #wtf #wtf_fintech #whatthefintech #medhysouidi #medhy #souidi

What The FinTech: Delving into the Future of Open Banking with Jessica Liu and Ankit Suri In this enlightening episode, we dive deep into the realm of open banking, thanks to insights from Jessica Liu and Ankit Suri, the innovative co-founders of Planto. As the Hong Kong Monetary Authority (HKMA) embarks on its pilot programme for the Interbank Account Data Sharing (IADS) initiative, we unravel the layers of what this means for the banking ecosystem. The IADS initiative, spearheaded by the HKMA’s Fintech Facilitation Office (FFO) in partnership with the Hong Kong Association of Banks, intends to empower customers to securely and efficiently share their bank account data across different banks, always contingent upon customer consent. A recent preliminary study illuminates the potential of this initiative: from digitalizing banking operations and fortifying banks' risk management to elevating the overall customer experience. By establishing concrete rules and standards, the foundation for the IADS initiative is now solidified. With the pilot programme, the focus shifts to understanding the practical aspects of implementing this transformative banking shift. In our conversation, Jessica and Ankit enlighten us on a range of topics, such as: An introduction to Planto and its visionary stance in the open banking sector.Demystifying open banking and contrasting it with traditional banking paradigms.The tangible advantages of open banking for both consumers and businesses in the Hong Kong landscape.Addressing the prevailing challenges and misconceptions surrounding open banking.How Planto harnesses the power of open banking to deliver groundbreaking solutions, and the distinctive edge it holds in this domain.Real-world success narratives that embody Planto's unique value proposition.Contemplating the implications of data providers potentially monetizing access to their APIs.The alignment of open banking solutions with crucial bank KPIs.The intricacies of integrating Planto's services seamlessly with pre-existing banking infrastructures.Speculating on the future trajectories of the open banking arena.A teaser on Planto's forthcoming innovations that are sure to captivate its user base. As we embark on a new chapter in the banking narrative, join us in understanding the revolution ahead, directly from the pioneers who are shaping it. 🎙️ Interviewees: Jessica Liu and Ankit Suri 🎙️ Host: Medhy Souidi 🎯✉️ Sign up for my weekly newsletter: LinkedIn: https://www.linkedin.com/newsletters/what-the-fintech-6672825335119273985

Welcome back to a fresh season of What The FinTech? 🚀 In our opening episode, we sit down with Arthur Lam, CEO and Co-Founder of Negawatt and Zero2. Arthur takes us on a deep dive into a concept that's both radical and foundational: double materiality. As we explore this journey, we're pushed to question - What's the real impact of our greatest product, our employees? While many CEOs dream of driving behavioural change for a sustainable future, and countless companies flash the term "sustainability" on their websites, Arthur presents an honest reflection. How feasible is it to genuinely motivate, digitize, and quantify the daily ESG engagement of employees? And even more crucially, can businesses make it financially viable? Arthur's vision with Zero2 goes beyond mere tech solutions. He emphasizes the creation of an entire ecosystem - one that challenges and redefines the conventional ESG approach. It's a vision that calls for bottom-up inspiration, recognizing every stakeholder, from the privileged to the underprivileged and uneducated. Discover how Zero2's community feature not only tracks but rewards employee ESG engagement, creating tangible, cost-effective impact. In these unpredictable times, Arthur underscores the urgency to innovate with the resources we have, embracing adaptability and out-of-the-box thinking. Dive into this episode and begin a transformative journey towards a sustainable future! Medhy - Host: Medhy Souidi Guest: Arthur Lam

🔥 Welcome to the finale episode of this season of the "What The Fintech?" podcast, and what a finale it is! We have the privilege of hosting Joy Ghose, the Senior Vice President at Giift, a game-changer in the global loyalty marketplace. 🌍💼 As our summer special 🌞, we delve into the exciting world of Giift 🎁, the company reshaping the loyalty landscape with cutting-edge technology, global reach, and innovative market offerings. Giift is not only revolutionizing how loyalty programs interact and engage, but it is also leading the charge in the convergence, integration, and transparency of these systems. 🔄🤝 Joy Ghose shares fascinating insights into the Giift ecosystem, how it's transforming the value of loyalty currency 💰, and how it's driving convergence across various sectors. This includes a deep dive into the Giift Exchange Marketplace, a unique space stimulating interaction between programs and members, where any points, miles, and gift cards can be swapped for other programs globally. 🔄🌏 With a presence across 55+ countries and serving more than 100 million users, Giift's story is one of rapid expansion and endless innovation. 🚀 We touch on their pioneering strategies, commitment to setting new industry benchmarks, and how they serve the loyalty industry through Loyalty Issuance, Loyalty Exchange, and Loyalty Payment. 💳🔄💲 Whether you're in Hospitality 🏨, F&B 🍽️, Airlines ✈️, Insurance 📄, Retail 🛍️, Banking 🏦, Payments 💸, or more, you're bound to find value in our conversation. As we wrap up this season, this episode offers a fascinating look at a firm reshaping the loyalty market standard and redefining it for the future. 👏🔝 So, buckle up for our last ride of this season 🎢 as we explore the trailblazing world of Giift with Joy Ghose, a leader at the helm of this transformative company. 💪💼 Remember, even though we're taking a short break for the summer 🏖️, all our episodes are available on your favorite streaming platforms 🎧 to satisfy your fintech curiosity. Stay tuned for more insights, innovation, and industry-leading guests when we return! Happy listening, and see you soon! 👋🎧🌍

Get ready for another captivating episode of the "What The Fintech" podcast 🚀 as we delve into the transformative world of borderless payments 💱 with an industry titan. We are thrilled to welcome our esteemed guest, Mr. Wenhui Yang 🎙️, who brings a wealth of knowledge and experience to our show. As the leader in business development at Tenpay Global, Mr. Yang operates at the intersection of finance and technology 💼. His unique insights on "Online & Borderless Payments" promise to enlighten our listeners on the future trajectory of financial transactions and the innovative strategies being implemented to shape this landscape 🌐. We'll explore the journey of Tenpay Global within the Tencent ecosystem 🌍 and examine how their cross-border payment solutions are revolutionizing customer experiences across e-commerce platforms 🛍️, global corporations 🏢, and personal remittance services 💸. Mr. Yang will share his valuable perspectives on the challenges and potential technological advancements 🔧 in the cross-border payments domain. Drawing from his prior experiences at UnionPay International Southeast Asia and American Express China 🏦, he'll impart lessons that have informed his approach at Tenpay Global. Our conversation will also encompass the global impact and local nuances 🌏 in the development of financial solutions, providing fascinating insights into how Tenpay Global navigates this delicate balance. We'll gain a glimpse into the company culture and leadership philosophy that underpins their success 👥. As we chart the exciting road ahead 🛣️ for Tenpay Global, this episode promises to be a treasure trove of insights for anyone intrigued by the FinTech sector, cross-border payments, and the future of digital finance 💡. Remember, our discussions are always dynamic, with room for spontaneous questions and responses 🎤. So buckle up and get ready for a fascinating ride into the world of "Borderless Payments" with Mr. Wenhui Yang and Tenpay Global! Stay tuned 📺 and don't forget to follow us for more updates on the latest trends and thought leadership in the FinTech sector 🌟.

Welcome to another episode of 'What The FinTech,' featuring a special guest, Sunny Wong, the dynamic force behind Set Sail Software. Set Sail is a leading bot maker in Hong Kong, known for crafting intelligent AI solutions and conversational digital assistants for businesses across multiple messaging platforms. In this enlightening chat, Sunny shares his journey of founding Set Sail Software and the transformative potential of their AI-based solutions. Dive into the intricacies of how Set Sail's AI-driven platforms are reshaping customer interactions and experiences, and making digital communication seamless and personalized. We delve into the future of AI and chatbots in business and how they are altering the landscape of customer service. Listen as Sunny provides valuable insights into the ongoing digital transformation driven by AI, especially in the realm of customer interactions. We also explore essential aspects of leadership, the challenges and rewards of building a tech startup, and how to navigate the ever-evolving tech world. So, join us as we set sail on this journey of discovery, charting the course of AI and digital assistants in the business world. Make sure to like, share, and subscribe for more insights from the FinTech universe! #WhatTheFintech #SetSailSoftware #SunnyWong #DigitalTransformation #AIBots #Chatbots #FinTech" 🎙️ Interviewee: Sunny Wong 🎙️ Host: Medhy Souidi

Welcome back to another engaging episode of  @WhatTheFinTech , where we delve into the dynamic world of blockchain gaming with our distinguished guest, Sebastien Borget, Co-founder and COO of  @TheSandboxGame  ! 🎮🌐 In this episode, we'll traverse the innovative landscape of The Sandbox, a trailblazing virtual world where players can create, own, and monetize their gaming experiences using blockchain technology. Join us as Sebastien shares his journey of co-founding The Sandbox 🚀, the conception of their unique play-to-earn model, and the significant impact of user-generated content in their thriving ecosystem. Learn about the intricacies of blockchain adoption in gaming, the challenges, and future prospects. Sebastien also throws light on the possibilities blockchain opens up for creators and the paradigm shift it brings to digital ownership. We will also delve into the importance of community engagement, the role of NFTs in gaming, and how The Sandbox navigates the regulatory landscape of the blockchain world. This episode is a must-watch for gaming enthusiasts, crypto lovers, and anyone intrigued by the convergence of gaming and blockchain technology. So buckle up for a fun-filled ride in the realm of blockchain gaming! Remember to hit that 'Subscribe' button and tap the notification bell 🔔 to never miss an episode of What The FinTech! Stay tuned. 🎙️🌐 #WhatTheFintech #TheSandbox #BlockchainGaming #PlayToEarn #NFTs #DigitalOwnership #FinTech 🎙️ Interviewee: Sebastien Borget, Co-founder & COO of The Sandbox 🎙️ Host: Medhy Souidi

Welcome to another episode of What The FinTech, your go-to podcast for all things related to the world of financial technology! 🎙️💡 This time, we're excited to bring you a fascinating conversation with Rasmegh (Megha) Srisethi, the Co-founder and Managing Director of DeeMoney, Thailand’s leading and fastest-growing Fintech specializing in cross-border payments, in collaboration with the iconic Money20/20. With our co-host, Ian Fong, Asia Director of Content for Money20/20, we delve deep into the world of fintech! 🚀🌏 In this episode, Megha gives us a behind-the-scenes look at DeeMoney, shares their mission to revolutionize the cross-border fintech ecosystem, and discusses the impact they've made since their inception. With over 120 Billion Baht processed, DeeMoney has saved consumers and businesses potentially 1.2 Billion baht in transaction fees and foreign exchange rates. Impressive, isn't it? 💰📊 From their inception in 2018 by two visionary entrepreneurs to receiving multiple licenses from the Bank of Thailand, Megha recounts DeeMoney's journey, highlighting the disruptions they're making in the traditional money transfer industry. You'll also get to hear about their core team, composed of leaders with extensive experience in banking, finance, and technology. 🏦💼 This episode is a treasure trove of insights, covering topics like the unique challenges DeeMoney has faced, their commitment to security, and the strategies that have helped them build international partnerships. Megha also shares a peek into the future, discussing what DeeMoney might look like five years from now. 🕰️🔮 Whether you're a fintech enthusiast, a budding entrepreneur, or simply curious about the cross-border payment landscape, this episode promises to enlighten and engage. So sit back, plug in your earphones, and join us on this exciting journey into the world of DeeMoney! 🎧🌐Don't forget to like, share, and subscribe to our channel for more insightful conversations in the fintech world. Stay tuned for more episodes! 🔔 ✨#WhatTheFinTech #Fintech #DeeMoney #CrossBorderPayments #FinancialInclusion #Podcast #DigitalFinance #Innovation 🎙️ Interviewee: Rasmegh (Megha) Srisethi 🎙️ Hosts: Medhy Souidi & Ian Fong

Welcome, FinTech enthusiasts, to another riveting episode of What The FinTech! Today, we've got something special for you. We're chatting with the dynamic Annabelle Huang, the Managing Partner at Amber Group. This power-packed global company is a titan in the realm of digital asset trading and infrastructure. Amber Group is no ordinary firm; it's a digital phenomenon that's turned over an incredible $1T in volumes! This episode promises to be a deep-dive into their operations, mission, and innovative strides in the world of digital asset trading. From exploring the inner workings of their market positioning and products to learning about the fortress-like security measures they've invested in for their clients, we'll cover it all. But we're not stopping there! Annabelle will give us a sneak-peek into the vibrant team that fuels Amber Group's engine and discuss the prevailing trends in digital asset trading.Join us as we voyage into the future, discussing Amber Group's exciting plans, strategies for international expansion, and the key characteristics they look for in their team members. And yes, we've got some leadership insights straight from Annabelle! Whether you're a seasoned pro in digital asset investment, or you're just starting to dip your toes, this episode is chock-full of insights you don't want to miss.So hit that subscribe button, folks, and get ready for a FinTech exploration like no other. To stay in the loop with Amber Group's journey and explore opportunities to get involved, reach out at careers@ambergroup.io. Stay curious, stay excited, and remember - the future of finance is here! #AmberGroup #Fintech #DigitalAssets" 🎙️ Host: Medhy Souidi 🎙️ Interviewee: Annabelle Huang, Managing Partner Twitter: https://twitter.com/_annabellehuang (@_annabellehuang) LinkedIn: www.linkedin.com/in/annabelle-huang (Annabelle Huang) Amber Group: Twitter: https://twitter.com/ambergroup_io (@ambergroup_io) LinkedIn: https://www.linkedin.com/company/amberbtc (Amber Group)

Welcome back, dear listeners, to another episode of our enlightening What The Fintech Podcast. Today, we turn our spotlight onto an organization that's at the forefront of revolutionizing cybersecurity in the digital space - OwlGaze, creators of the advanced AI-powered cybersecurity software, Blacklight. In an increasingly interconnected world, cybersecurity has risen to paramount importance. With Blacklight, their pioneering, AI-driven threat detection software, OwlGaze has truly raised the bar. Offering best-in-class security, this enterprise-level software empowers organizations to not just react, but proactively identify, prioritize, and stave off cyber-attacks, harnessing the power of advanced AI correlation techniques. This accelerates both detection and decision-making, enhancing the security architecture for businesses across sectors. OwlGaze is not merely a provider of cutting-edge cybersecurity software, but also a beacon of advisory services. Their expertise spans across strategy and architecture, identity and data, governance, risk and compliance, privacy, cloud and engineering, as well as detection and response. They are an ally for businesses navigating the challenging cybersecurity landscape, with a comprehensive suite of cyber solutions that manage risks outside of your control. Their team comprises world-class security professionals, who bring extensive security knowledge and industry experience to the table. They're equipped with a deep technical skillset that allows them to address complex cyber issues, establish robust methods and tools, and offer solutions to counter disruptive changes across sectors. Today, we will delve into the fascinating world of OwlGaze and discover how their groundbreaking approach to cybersecurity is redefining the industry standards and practices. Stay tuned, as we explore the intricate workings of cybersecurity, the power of AI in threat detection, and the future of this critical field. Let's embark on this enlightening journey with OwlGaze. 🎙️ Interviewee: Ralph Chammah 🎙️ Host: Medhy Souidi ——————————— PODCAST ——————————— 🎙 Check out the What The FinTech Podcast. ⁠⁠⁠⁠Spotify⁠⁠⁠⁠ ⁠⁠⁠⁠Apple Podcast⁠⁠⁠⁠ ⁠⁠⁠⁠Google Podcast ⁠⁠⁠⁠ ——————————— CONNECT ——————————— 🎯 LinkedIn: ⁠⁠⁠⁠https://www.linkedin.com/in/medhysouidi/⁠⁠⁠⁠ Twitter: @medhy_souidi ——————————— WATCH ——————————— Youtube: ⁠⁠⁠⁠https://www.youtube.com/c/WhatTheFinTech⁠⁠⁠⁠ Twitch: ⁠⁠⁠⁠https://www.twitch.tv/medhy_s⁠⁠⁠⁠ ——————————— SOCIAL MEDIA ——————————— Telegram: ⁠⁠⁠⁠https://t.me/WTFintech⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠https://www.instagram.com/wtf_fintech/⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/wtfintech⁠⁠⁠⁠ Main Site:⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠www.wtf-fintech.com⁠⁠⁠⁠ WTF Linkedin Page: ⁠⁠⁠⁠https://www.linkedin.com/company/wtf-fintech/⁠⁠⁠⁠ WTF Twitter Page: @wtf_fintech #FinTech #Innovation #Podcast #wtf #wtf_fintech #whatthefintech #medhysouidi

Lights, camera, action! Get ready for an extraordinary episode of the What The Fintech podcast, co-hosted by Medhy Souidi and Scarlett Sieber, as we go behind the scenes of the thrilling world of cryptocurrency. In an exclusive episode with Money2020, we're bringing you a unique blend of knowledge, insights, and raw conversations!Join us on a captivating journey with our distinguished guest, Topp Jirayut Srupsrisopa, the visionary Founder and Group CEO of Bitkub. We'll navigate through the labyrinth of Thai crypto regulations, dive into the depths of addressing the issue of the unbanked population, and illuminate how Bitkub is rewriting the rules for financial inclusion, all at an impressively low cost. You'll discover how Bitkub, weathering the crypto winter storm, became the first to secure a crypto exchange license in Thailand and remained profitable. We'll also unmask their ingenious customer acquisition strategies, discuss their local monopoly model, and unveil the company's ambitious expansion plans as Southeast Asia steps into its golden fintech era. This episode isn't just a listen, it's an experience - a call to action for anyone passionate about the future of finance! Get engaged, join the discussion, share your thoughts, and spread the word. Subscribe to our podcast, leave a review, and don't forget to share this episode with your peers. Are you ready to join the revolution? Your input, your voice, and your support drive this podcast's mission to bring the exciting world of fintech to your ears. It's time to push the boundaries of digital finance together. So, let's dive in! What The Fintech & Money 2020 are waiting for you! 🎙️ Interviewee: Topp Jirayut Srupsrisopa 🎙️ Hosts: Medhy Souidi & Scarlett Sieber ——————————— PODCAST ——————————— 🎙 Check out the What The FinTech Podcast. ⁠⁠⁠⁠Spotify⁠⁠⁠⁠ ⁠⁠⁠⁠Apple Podcast⁠⁠⁠⁠ ⁠⁠⁠⁠Google Podcast ⁠⁠⁠⁠ ——————————— CONNECT ——————————— 🎯 LinkedIn: ⁠⁠⁠⁠https://www.linkedin.com/in/medhysouidi/⁠⁠⁠⁠ Twitter: @medhy_souidi ——————————— WATCH ——————————— Youtube: ⁠⁠⁠⁠https://www.youtube.com/c/WhatTheFinTech⁠⁠⁠⁠ Twitch: ⁠⁠⁠⁠https://www.twitch.tv/medhy_s⁠⁠⁠⁠ ——————————— SOCIAL MEDIA ——————————— Telegram: ⁠⁠⁠⁠https://t.me/WTFintech⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠https://www.instagram.com/wtf_fintech/⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/wtfintech⁠⁠⁠⁠ Main Site:⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠www.wtf-fintech.com⁠⁠⁠⁠ WTF Linkedin Page: ⁠⁠⁠⁠https://www.linkedin.com/company/wtf-fintech/⁠⁠⁠⁠ WTF Twitter Page: @wtf_fintech #FinTech #Innovation #Podcast #wtf #wtf_fintech #whatthefintech #medhysouidi